Partner Disclosure

Partner Disclosure

Last updated: August 26, 2026

INeedADownPayment.com is a matching, referral, and educational platform. We are not a lender, creditor, bank, or financial institution. We do not make credit decisions, approve or deny applications, set provider terms, or guarantee that you will receive an offer or funding.

Potential Matches

The providers and resources displayed to you are potential matches based on information you provide, participating-provider requirements, geographic availability, program settings, and other matching criteria.

A potential match is not an approval, preapproval, prequalification, commitment to lend, or guarantee of funding. Each provider independently determines eligibility, rates, fees, terms, and approval.

We do not necessarily display every provider or financial product available to you.

Provider Ordering and Compensation

INeedADownPayment.com may receive compensation when you:

• Click a provider link
• Submit information or an application
• Receive an approval
• Obtain funding
• Purchase a product or service
• Complete another qualifying action

Compensation, partner availability, expected performance, and other commercial factors may affect which providers are displayed and their order. A provider’s position should not be interpreted as a ranking based solely on what is best for you.

Sharing Information With a Partner

We will request your permission before transmitting application information directly to a participating partner when that permission is required.

When you choose to continue with a partner, information necessary to process your request may be shared with that specific partner. The information shared may include contact details, purchase information, requested funding amount, income or employment information, and other answers you provided that are relevant to the partner’s program.

We do not include Social Security numbers in the general matching process. If a partner later requests highly sensitive information, it should be collected through an appropriately secured and authorized process.

Your partner-sharing consent is separate from other permissions, including marketing email or text-message consent.

External Partner Websites

Some options may redirect you to a third-party website. After leaving INeedADownPayment.com, the partner’s privacy policy, terms, disclosures, security practices, and application requirements will apply.

We do not control third-party websites and are not responsible for their availability, content, decisions, products, services, rates, fees, or conduct.

Credit Inquiries

Checking potential matches through INeedADownPayment.com does not itself mean that a credit inquiry has occurred. However, a participating provider may perform a soft or hard credit inquiry if you continue with that provider and authorize it.

Before proceeding, review the provider’s disclosures to understand whether a credit inquiry will occur and whether it may affect your credit score.

Review Before Continuing

Before selecting a provider or accepting an offer, carefully review:

• Interest rates and annual percentage rates
• Fees and repayment terms
• Payment amounts and due dates
• Credit-inquiry disclosures
• Privacy and information-sharing practices
• Cancellation rights and other conditions

You are not required to choose a displayed provider or accept an offer. Consider comparing additional options before making a financial decision.

Questions

If you have questions about how INeedADownPayment.com matches or displays partners, please contact us through our support page. Questions about a provider’s application, decision, rates, or terms should be directed to that provider.