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Down payment guides
What lenders actually ask for, why the number moves, and what to do when you are short — without the sales pitch.
By purchase type
Boat Down Payment Help: What Marine Lenders Expect
Marine lending has its own rules. Expect 10-20% down, and more on older hulls.
Car Down Payment Help: How Much and How to Get It
The classic advice is 20% down. Here is what lenders actually require and what to do when you are short.
RV Down Payment Help: What Lenders Actually Ask For
Most RV lenders look for 10-20% down. Here is what drives the number and what to do if you are short.